Stick with XP for the time being...
You don't want to upgrade until a few years have passed because at such a rate that when it is "NEW" there are too many problems and too great risk for your computer system.
....You can upgrade up the cost is usually a few hundreds of dollars...
Windows Vista is having more security tools good memory management and better apppearance than windows XP ....
But it costly for professional version of windows vista.
I will not suggest you to upgrade from windows XP, because it also ask for more processor and memory to run better performance...
I'am used windows vista now, but I need to open again and my windows xp, that's why I need create some sort of partition between of them...
Bottom line stay with what you are having now...
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